www.ChristinaAlzona.com Palm Beaches & Treasure Coast FL



Take the steps necessary to get a letter from the lender stating you are "Pre-Approved" for a loan in a specific price range. It's important to have this letter before you make a contract offer to buy real estate. Once you're pre-approved, you know what price range of homes you should be looking at.

Connect with Lender Partner:


NMLS #989100 Mortgage Loan Officer

Office: (561) 287-8210 Fax: (844) 296-7338

Mobile: (561) 305-3670

Boca Raton Branch | 951 Yamato Road Suite 150 | Boca Raton, FL  33431

Website  FinanceofAmerica.com/jaguayo



With over 18 years in the mortgage banking industry, I have vast knowledge of each aspect of the mortgage process. Fluent in English and Spanish. I am part of a team of 37 mortgage professionals that have collectively over 300 years’ experience in the mortgage industry. Our team and I operate 7 days a week from 8:00 am to 9:00 pm, including holidays, and we have perhaps the most thorough and extensive pre-approval process in the entire mortgage industry. We provide 7 day loan commitments as well as successfully fund transactions in 24 days. In the event a transaction requires a quicker close, we have closed some in as little as 12 days. We are able to do this because the entire process takes place in our 24,000 square foot office in Boca Raton. By having everyone related to the mortgage transaction on our team and working only our Real Estate Agent Partners transactions, we maintain 100% control of the transaction at all times. Therefore, we are able to meet the closing dates our Real Estate Partners require. If you are in market to purchase or refinance please do not hesitate to contact me so that I can explain to you why our pre approval is superior (after all, 6.5 out of 10 pre approvals issued do NOT fund and close successfully) whereas over 99% of ours do.

There is no substitute for industry knowledge, experience, and customer service. Looking forward to speaking with you soon!


Please complete the following information so we can help determine exactly what you qualify for.
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Rate: %
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Adjustable - An Adjustable Rate Mortgage, or ARM, is a type of mortgage in which the interest rate is adjusted up or down, in accordance with current interest rate levels. The interest rates are tied to an economic index outside of your banks control, such as the Treasury bill rate. Your monthly principal and interest payment will fluctuate with these rate changes. Initially payments will be less than with a fixed mortgage, making this type of mortgage attractive to short-term buyers. Note: Inquire on the "cap", or maximum interest level your mortgage can reach, since it is possible for rates to raise significantly during the term of your mortgage.

Fixed - A fixed rate mortgage, on the other hand, uses both a fixed term (length of time) and fixed interest rate. At the start of the mortgage the rate and term are determined, and as a result the monthly amount for principal and interest payments remain constant for the duration of the mortgage. Fixed rate loans are more attractive to home buyers who plan on spending a long time in their home, or expect no major change in income.

Assumable - Sometimes homebuyers can find a loan which is "assumable." With an assumable loan, the current sellers lender is willing to transfer the existing loan to you, either at the previous interest rate or the current interest rate. Assumable loans are attractive to buyers because they usually require less paper work and less time.

Christina Alzona PA<br />REALTORChristina Alzona PA

(561) 339-1014 (Main Office (Palm Beaches))
(772) 222-7355 (Treasure Coast (Martin & St Lucie Counties))

Donohue Real Estate LLC
11209 US Highway One
North Palm Beach, FL 33408
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